Your Debt Case Will End. Legal Challenges Won't.
Once your lawsuit is resolved, the next legal issue is already waiting — a lease to sign, a Will to update, a creditor calling again. A LegalShield membership puts a licensed attorney in your corner every day of the year, for one flat monthly fee starting at $29.95.
Plans starting at $29.95/month. Month-to-month. Cancel anytime.
Call or consult an attorney anytime — 24/7 emergency access included
Attorney reviews your documents, writes letters, and makes calls on your behalf
Covers you, your spouse, and your dependent children (Preferred & Premium)
No waiting — most plans activate within days of enrollment
Provider law firms with experienced, licensed attorneys in your state
What LegalShield Replaces
A single attorney consultation can cost more than a full year of LegalShield membership. Here's what the same services would cost if you hired a private attorney for each one.
| Legal Service | Private Attorney Cost | With LegalShield |
|---|---|---|
| Will preparation | $500 – $1,500 | Included (all plans) |
| Durable Power of Attorney | $200 – $500 | Included (all plans) |
| Attorney letter on your behalf | $150 – $400 per letter | Included (all plans) |
| Document review (15 pages) | $300 – $750 | Included (all plans) |
| Tenant lease review & negotiation | $200 – $500 | Included (Preferred+) |
| Mortgage document review | $300 – $700 | Included (Preferred+) |
| Uncontested divorce | $1,500 – $5,000+ | Included (Preferred+, after 180 days) |
| Revocable Living Trust | $1,000 – $3,000 | Included (Premium, $250 fee) |
| IRS audit representation | $2,000 – $5,000+ | Included (Premium) |
| Traffic ticket representation | $200 – $1,500 | Included (1–3/yr per plan) |
| LegalShield Membership | $6,000 – $17,000+ (if paid separately) | $29.95 – $49.95/month |
Private attorney cost estimates are based on national averages. Actual costs vary by location, attorney, and case complexity. LegalShield plan benefits and prices may vary by state.
Why Most People Need a Legal Plan — and Don't Know It
Most people only think about hiring an attorney when something has already gone wrong — a lawsuit, an arrest, a contract dispute. By then, the cost of legal help can be overwhelming. A single hour with a private attorney typically costs $200 to $500 or more, and complex matters can run into the thousands before you even get to court.
The reality is that legal issues touch almost every part of life. Buying or renting a home, getting married or divorced, having children, starting a business, dealing with debt collectors, writing a will, navigating a traffic stop — all of these situations benefit from having an attorney you can call without watching the clock tick at $300 per hour.
LegalShield was founded on the idea that access to legal counsel should not be a luxury. For a flat monthly fee — starting at just $29.95 — members get access to a dedicated provider law firm in their state. You can call your attorney, ask questions, have documents reviewed, and get letters written on your behalf, all without worrying about hourly billing. Over 50 years and more than 4.4 million members later, LegalShield remains one of the most trusted names in affordable legal access.
For clients of MAM Legal Services who are navigating a debt collection lawsuit, a LegalShield membership provides an important layer of ongoing protection beyond the immediate case. Once your current matter is resolved, you'll have an attorney available for whatever comes next — whether that's reviewing a settlement agreement, dealing with a new creditor, updating your estate plan, or simply knowing your rights before you sign anything.
We particularly recommend LegalShield to clients in our active service states — Illinois, Wyoming, Iowa, Oklahoma, Arkansas, and North Dakota — where we've seen strong provider law firm coverage and responsive service. That said, LegalShield's network spans all 50 states, and members nationwide consistently report fast response times and knowledgeable attorneys.
What LegalShield Covers
A LegalShield membership is designed to cover the legal situations that come up in real life — not just emergencies, but everyday matters where having an attorney makes a real difference.
Debt & Consumer Disputes
Get attorney advice on debt collection harassment, billing errors, warranty disputes, and creditor negotiations. Your LegalShield attorney can write letters and make calls on your behalf.
Wills & Estate Planning
Prepare or update your Will, create a Durable Power of Attorney, establish a Living Trust (Premium), and get help with probate — without the typical $500–$2,000+ attorney fees.
Real Estate & Rentals
Have an attorney review your mortgage documents, negotiate your rental lease, or advise on landlord-tenant disputes before you sign anything.
Traffic & Driving Issues
Get attorney representation for traffic tickets, help reinstating a suspended driver's license, and defense for covered motor vehicle criminal charges.
Family Law Matters
Access attorney support for uncontested divorces, adoptions, name changes, prenuptial agreements, and separation agreements (Preferred and Premium plans).
IRS Audits
If the IRS comes calling, your LegalShield attorney can represent you during an audit — a service that can cost thousands of dollars on its own.
Personal & Family Plans
Three tiers of coverage to fit your needs and budget. All plans include 24/7 emergency attorney access and the MEMBERPerks discount program.
For members and their spouses.
Speak with a provider attorney on an unlimited number of personal legal issues. The entry point for affordable legal access.
- Consultation, document review & letters on your behalf
- Covers you and your spouse
- Will preparation
- Durable Power of Attorney
- 24/7 emergency attorney access
- Traffic ticket assistance (1 per year per person)
- Defense for covered civil trials
- Advice on consumer disputes (debt, billing & warranty)
- 15% discount on additional legal services
- Online notarization (1 per year) & unlimited e-Signature
- MEMBERPerks discount program
Ideal for families.
Everything in Basic, plus enhanced coverage for your entire family — including children — with more hours, more services, and deeper discounts.
- All Basic plan features
- Covers you, spouse & eligible child dependents
- Annual Will updates
- Uncontested divorce, separation, or annulment
- Prenuptial or post-nuptial agreement
- Uncontested adoption
- Tenant lease review & negotiation
- Driver's license reinstatement (1 hr)
- Mortgage document review
- Vehicle property damage collection
- Traffic ticket assistance (2 per person per year)
- 300 hours of civil trial time (after 5 years)
- 25% discount on additional legal services
- Online notarization (5 per year)
Full protection for the entire family.
The most comprehensive personal legal plan — includes everything in Preferred plus estate planning, IRS audit representation, and maximum trial coverage.
- All Preferred plan features
- Revocable Living Trust preparation
- Simplified probate assistance
- IRS tax audit representation
- Defense of death-related traffic charges
- Traffic ticket assistance (3 per person per year)
- Document review up to 35 pages
- Unlimited online notarization
- Additional driver's license & property damage hours
Save 10% with an annual subscription. Benefits and prices may vary by state. See plan contract for complete terms.
Plan Comparison at a Glance
| Feature | Basic $29.95/mo | Preferred $37.95/mo | Premium $49.95/mo |
|---|---|---|---|
| 24/7 Emergency Attorney Access | ✓ | ✓ | ✓ |
| Unlimited Consultations | ✓ | ✓ | ✓ |
| Attorney Letters & Calls on Your Behalf | ✓ | ✓ | ✓ |
| Document Review | Up to 15 pages | Up to 25 pages | Up to 35 pages |
| Will Preparation | You & spouse | Annual updates | Annual updates |
| Durable Power of Attorney | ✓ | ✓ | ✓ |
| Covers Dependent Children | — | ✓ | ✓ |
| Uncontested Divorce | Consult only | ✓ (after 180 days) | ✓ (after 180 days) |
| Tenant Lease Review | Consult only | ✓ | ✓ |
| Mortgage Document Review | Consult only | ✓ | ✓ |
| Traffic Ticket Assistance | 1/yr per person | 2/yr per person | 3/yr per person |
| IRS Audit Representation | Consult only | ✓ | ✓ |
| Revocable Living Trust | — | — | ✓ ($250 fee) |
| Civil Trial Defense | 30–150 hrs | 60–300 hrs | 100–300 hrs |
| Discount on Additional Services | 15% | 25% | 25% |
| Online Notarization | 1/yr | 5/yr | Unlimited |
Additional Plans & Supplements
Beyond personal legal plans, LegalShield offers specialized coverage for identity protection, small businesses, and commercial drivers.
IDShield — Identity Protection
Highly Relevant for Debt ClientsStarting at $14.95/mo
Many debt collection lawsuits stem from identity theft, mixed credit files, or fraudulent accounts opened in your name. IDShield monitors your identity and credit continuously — catching problems before they become lawsuits. If your identity is compromised, full restoration services are included.
- Continuous identity & credit monitoring
- Monthly credit score tracker
- Social media monitoring
- Full identity restoration services
- Alerts for new accounts opened in your name
- Trend Micro Maximum Security (with Legal + ID bundle)
Small Business Legal Plan
Starting at $49.00/mo
Legal support for your small business including consultation on business matters, contract and document review, debt collection letters, and access to legal forms.
- Business legal consultation
- Contract & document review
- Debt collection letters on your behalf
- Legal forms library
- Business Plus Supplement available
Commercial Drivers Legal Plan
Starting at $39.95/mo
Specialized coverage for commercial drivers including representation for traffic accidents, license reinstatement, moving violation defense, and property damage collection.
- Traffic accident representation
- License reinstatement help
- Moving violations defense
- Property damage & personal injury collection
- Covers member and spouse
Legal + IDShield Bundle
Best Combined ValueStarting at $44.90/mo
Combine a personal legal plan with IDShield identity protection for comprehensive coverage. Bundling also unlocks one-on-one credit education and continuous credit monitoring — ideal for anyone recovering from a debt lawsuit.
- All personal legal plan benefits
- Full identity protection
- 24/7 emergency access
- Continuous credit monitoring
- Trend Micro Maximum Security
How LegalShield Works
Choose Your Plan
Select the personal, family, or business plan that fits your needs. Enrollment takes just a few minutes online.
Get Your Provider Law Firm
You're matched with a dedicated provider law firm in your state staffed with experienced, licensed attorneys.
Use It Anytime
Call, consult, get documents reviewed, or request letters — whenever you need legal help, your attorney is there.
LegalShield by the Numbers
What Members Are Saying
"I always recommend LegalShield to all my friends and family. The Provider Law Firm always return my calls in a timely manner and provide awesome service. I'm truly happy with LegalShield's services!"
— Feliza P.
Georgia Member · General Legal Services
"Having LegalShield gave me peace of mind when my landlord tried to keep my security deposit unfairly. My attorney wrote a letter and the matter was resolved within a week. Worth every penny."
— Marcus T.
Texas Member · Landlord Dispute
"I used LegalShield to get my Will and Power of Attorney done. A private attorney quoted me $1,200. With LegalShield it was included in my membership. I've already recommended it to my whole family."
— Sandra R.
Illinois Member · Will & Estate Planning
"After dealing with a debt collector who wouldn't stop calling, my LegalShield attorney sent a cease-and-desist letter. The calls stopped immediately. I wish I had signed up years ago."
— David K.
Ohio Member · Debt Collection Defense
Testimonials are from LegalShield members who may also be LegalShield independent associates. The outcome and experience of any individual member will vary dependent on the facts and applicable law.
Why MAM Legal Services Recommends LegalShield
Our work at MAM Legal Services focuses on helping people navigate debt collection lawsuits — but we know that legal challenges rarely stop at one case. Once you've resolved your current matter, you may face new creditors, need to update your estate planning documents, deal with a landlord dispute, or simply want to know your rights before signing a contract. Having an attorney available at any time, for a flat monthly fee, is one of the most practical investments a household can make.
LegalShield has been providing affordable legal access for over 50 years. Their network of provider law firms covers all 50 states, and their plans are designed to be used proactively — not just in emergencies. We recommend LegalShield to our clients as a way to stay legally protected long after their current case is resolved.
We especially recommend the Legal + IDShield bundle to clients who have been through a debt lawsuit. Identity theft and mixed credit files are a leading cause of unexpected debt collection actions — continuous monitoring through IDShield can help you catch problems before they escalate into another lawsuit.
Frequently Asked Questions About LegalShield
What is a pre-paid legal plan and how does it work?
Instead of paying an attorney by the hour, you pay a small monthly membership fee and gain access to a dedicated provider law firm in your state. You can call your attorney, ask questions, have documents reviewed, and get letters or calls made on your behalf — all without worrying about hourly billing. It's essentially a legal subscription service that makes attorney access affordable for everyday people.
How is LegalShield different from a one-time attorney consultation?
A one-time consultation gives you an hour of advice. A LegalShield membership gives you ongoing access to an attorney for as long as you're a member. You can call back with follow-up questions, have new documents reviewed, get help with new situations, and build a relationship with your provider law firm — all for one flat monthly fee.
Is there a long-term contract or cancellation fee?
No. LegalShield personal plans are month-to-month with no long-term commitment and no cancellation fee. You can cancel at any time. Annual subscriptions are also available at a 10% discount if you prefer to pay upfront, but there is no requirement to commit beyond a single month. Some services (like uncontested divorce) have waiting periods of 90 to 180 days from enrollment to prevent abuse, but the membership itself has no lock-in.
Can LegalShield help with my current debt collection lawsuit?
LegalShield provides access to legal consultation and advice, but active lawsuit defense — including filing court documents, representing you in hearings, and managing litigation — is handled through MAM Legal Services' defense packages. LegalShield is best used as ongoing legal protection for everyday matters and future legal needs. For your current lawsuit, contact us directly through our Get Help page.
How quickly can I use the plan after signing up?
Most LegalShield plan benefits are available within a few days of enrollment. Some services (like uncontested divorce) have waiting periods of 90 to 180 days to prevent abuse. Emergency access is available immediately for urgent matters.
Does LegalShield cover my whole family?
The Basic plan covers you and your spouse. The Preferred and Premium plans extend coverage to your eligible dependent children as well. This makes LegalShield a cost-effective way to provide legal protection for your entire household.
What if my legal issue isn't covered by the plan?
If your specific situation isn't fully covered by your plan's included services, LegalShield members receive a significant discount (15–25% depending on plan) on additional legal services provided by the provider law firm. You'll always know the cost upfront before proceeding.
Get Legal Protection Starting at $29.95/Month
Most clients who enroll after a debt lawsuit wish they had done it sooner. Legal issues rarely come one at a time — and the next one won't wait for you to be ready.
Don't wait until you're in another crisis. A LegalShield membership gives you and your family an attorney in your corner every day of the year, for less than a dollar a day.
Presented by MAM Legal Services. LegalShield plans are provided by Pre-Paid Legal Services, Inc. (PPLSI). Benefits and prices may vary by state. See plan contract for complete terms, coverage, amounts, limitations and conditions.